Find out why QuickBooks won't reconcile — in 60 seconds.

QuickBooks' AI-enabled bank feeds are real and free — they run inside the "For Review" screen, suggest a category or match while a transaction is coming in, and group high-confidence items for one-click posting. That's genuinely useful, and we're not claiming otherwise. What it doesn't do is look backward: it never diffs your whole register against an actual bank statement you hold, and it doesn't produce a report of everything already wrong across months of transactions. It's forward-looking, one transaction at a time — not a retrospective audit. LedgerDiff is the report Intuit's categorization AI doesn't generate: every duplicate and every out-of-balance transaction, named, cross-checked against your real statement, with the fix steps attached.

LedgerDiff never asks for your QuickBooks or bank login. You upload the CSV files you already exported yourself, and every bit of parsing and analysis runs as JavaScript inside your own browser tab — your financial data and transaction rows are never sent to a server, never written to a database, and cleared from memory the moment you reload. The only things that ever leave your browser are an anonymous, cookieless count of funnel steps (a visit, a scan, a purchase — nothing about your files) and, if you buy a report, your Stripe payment. The report you download is built locally as a file, the same way a spreadsheet app builds a file on your own machine.

Two files, minimum. QuickBooks Online: go to Reports → Transaction List by Date (or Account History for a single account), set your date range, and click Export to Excel/CSV. Bank or card statement: log into your bank's website, open the account, and look for Download or Export near the transaction list — choose CSV if it's offered (not PDF). Optional — Amazon: in Seller Central, go to Reports → Payments → Date Range Reports and generate a settlement report. LedgerDiff's column-mapping step tells you which formats it auto-detects and lets you correct any column it guesses wrong.

No. LedgerDiff only reads the files you upload and produces a report — it never connects to QuickBooks, never deletes or re-matches anything, and never writes anything back. Every finding comes with plain-language instructions for what to click yourself, so you stay in control of every change to your books.

Mainly the owner or office manager running their own QuickBooks Online books at a small business — 1 to 25 employees, no dedicated accounting department — whose bank feed just broke or whose register won't tie out. It's also used by solo bookkeepers as a first-pass triage tool at the start of a cleanup engagement, and by Amazon sellers who need their settlement deposits to tie out to QuickBooks. It is not a practice-management platform and doesn't try to replace tools like Keeper for ongoing multi-client bookkeeping.

Full refund within 7 days if your One-Time Full Report comes back with zero findings, or if your file hits an unsupported-format block (multi-currency and QuickBooks Desktop exports aren't supported in v1 and are flagged before you're charged for the full report). LedgerDiff's detectors are deterministic and explainable, but a few finding types are intentionally hedged rather than asserted with certainty — for example, a "possible duplicate" flagged without a source signature, or a transaction marked "possible transfer — verify" — and the report says so plainly wherever that applies. If something in your report looks wrong, email us before requesting a refund; most issues are a column-mapping fix, not a bad report.